Fairway Home Mortgage · Eden Prairie, MN
Home loans, made personal.
Buying a home — especially your first one — shouldn't feel like a test you didn't study for. I'm Alexis Zukanoff, a Twin Cities loan officer with Fairway Home Mortgage, and my whole job is turning "where do I even start?" into a clear plan you actually understand.
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Years in mortgage lending
Top 0%
Twin Cities client-satisfaction honor
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Loan program paths to compare
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Cost & pressure to just ask
The question everyone asks first
"Okay but… what would my payment actually be?"
Fair question — it's the one that makes homeownership real. Tap a price and watch a sample estimate build itself, then open the full calculator to dial in your own numbers: down payment, rate, taxes, insurance, all of it.
Open the full payment calculator →
Twin Cities Business & Mpls.St.Paul Magazine
Meet Alexis
A loan officer who explains it like a friend would
Alexis has spent a decade in mortgage lending helping Twin Cities buyers — a lot of them first-timers — go from "no idea" to keys in hand. Before Fairway she cut her teeth at another lender, and she's been teaching local homebuying seminars for years, because she'd genuinely rather educate you than sell you.
A Minnesota native and University of Minnesota Duluth grad, she works out of Fairway's Eden Prairie branch and covers the whole metro. Her honest promise: plain English, real math, and if a loan doesn't make sense for you, she'll say so.
First-time buyer? Start here
Your first four steps — none of them scary
Just talk
A 15-minute conversation. No documents, no credit pull, no commitment — just where you are and where you want to be.
Get pre-approved
A real pre-approval that tells you your true budget and makes sellers take your offer seriously.
Pick your program
Conventional, FHA, VA, USDA, down payment assistance — Alexis compares them side by side for your situation.
Shop with confidence
House hunt knowing your numbers, with Alexis a text away every time a listing makes your heart race.
Loan programs
Seven paths to the same front door
Every buyer's situation is different — that's why there's more than one kind of loan. Here's the menu, in plain English.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance
Minnesota has real down payment help — Minnesota Housing programs can put thousands toward your down payment and closing costs.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Alexis will show you. When it doesn’t, she’ll tell you.
Learn more →No idea which one?
That's the normal starting point. Text Alexis what you're working with and she'll point you at the right two to compare.
💬 Text Alexis →Trusted in the Twin Cities
Super Mortgage Professional
An honor compiled annually by Twin Cities Business & Mpls.St.Paul Magazine from independent client-satisfaction surveys of recent homebuyers. Client-satisfaction honor representing less than the top 2% of Twin Cities mortgage professionals — no one pays to be on the list.
Giving back
They served us. Now we serve them.
Alexis and Fairway proudly support the American Warrior Initiative — Fairway's nonprofit that has funded more than 400 service dogs for veterans and first responders, with 100% of donations going directly to the warriors it serves.
No dumb questions
Mortgage words, translated to human
Escrow, PMI, DTI, points — the industry loves its jargon. The learn page gives you the friend-treatment definition of every term you'll hear, with zero email walls.
Browse the plain-English glossary →Have a question? Just ask Alexis.
No pressure, no jargon, no obligation — just a straight answer from a loan officer who picks up. Text, call, or apply whenever you’re ready.